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Malaysian driver gets into accident here, but S'porean has to pay and pay

STOMPer evolution was annoyed to learn he won't be able to file an insurance claim against a Malaysian driver after the latter caused an accident which damaged his car.

The STOMPer wrote:

“There are more tourists driving into Singapore from neighbouring countries these days, not least due to the emergence of the two casinos here.

“I am not against our visitors but, rather, the way they behave on our roads.

“Last week, my car was hit by a Malaysian car (MAE7855) when the driver changed lanes without checking his blind spot.

“He hit two cars and one of them was mine, resulting in the right side of my car being badly dented.

“After the accident, the driver only stopped his car after he realized the vehicle's front bumper had dropped.

“I went forward with the other driver to ask for his identity card but he refused to exchange details.

"I then called the police to make a report which was necessary for an insurance claim.

“So here's the question, whose insurance should I claim my damages from? Rightfully my claim should be processed from the driver who caused the accident.

“But after checking with local workshops, the police and insurance companies, I found out it was impossible to claim damages from a foreigner, especially a Malaysian.

“Thus, the only option I had was to claim from my own insurance and pay for the excess damages which came up to around $600.

“As a result of this, I also lost my No-Claim Bonus that had been accumulated over the last three years.

“This is an issue in my opinion -- it seems that foreigners can simply disregard the traffic rules and regulations of Singapore and get away easily without having to bear any responsibilities."

Note: The man in the photo has been masked by the contributor.

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Keywords:  accident Malaysia
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73 comments
sgtraffic_hater said   on 16 Dec, 2011   Report as offensive  
Sucks eh.
Happened to me too. The malaysian driver and her malaysian registered car was an SG PR some more. Do u know how much LTA fined her for illegal driving of malaysian registered car?? Sg$50!!!!

U get fined $500 for drinking in mrt. But a foreigner (at fault) driving illegally in sg only got fined $50!!! Go figure!!
kennethlow said   on 15 Dec, 2011   Report as offensive  
thats why my 2nd most hated country is malaysia ( partially due to racism )
eric8128 said   on 12 Dec, 2011   Report as offensive  
Next on third party claim against a foreign registered vehicle. Some workshop may have the contact to the lawyer in the respective country where the vehicle is registered. They could advice you if the case has a stand as it depend on the insurance company of the foreign registered vehicle but bear it in mind that such claims would take months.
eric8128 said   on 12 Dec, 2011   Report as offensive  
I can't ignore but to comment. As a driver or owner, you pay insurance to take the risk of huge repair cost and compensation when you in an accident. As for the NCD is a gimmick to motivate the driver and owner to be careful when they drive but who can totally prevent an accident. If you are really careful driver, you can achieved 50% NCD for your premium but the insurance company still made profit and the driver is working hard to be a careful driver reducing the risk for the insurance company. Win Win situation? Think again. So let the insurance company handle, they are paid and don't be fooled by the NCD.
Kopisewdai said   on 11 Dec, 2011   Report as offensive  
same when you are over there.
TOMSPTOM said   on 11 Dec, 2011   Report as offensive  
They're bad drivers, stay away from them.
jxhr2907 said   on 11 Dec, 2011   Report as offensive  
Just take photos of the accident scene,send them to your insurance company. Let them handle the case.
eagleeye_sg said   on 10 Dec, 2011   Report as offensive  

Kenneth from Simplycars.com.sg says
he can handle cross border
accident cases because he has
legal contacts on both sides.



http://simplycars.com.sg/tips-and-advices/what-should-do-when-accidents-happened-in-malaysia