STOMPer Lancergt felt that policymakers should do more to find out why singles in Singapore are hesitant to get married and become parents, as these are the first steps to boosting the low birth rates in Singapore.
This was in response to a Straits Times article which the STOMPer read, in which the writer suggests a few policies to help younger families cope with parenthood. The writer felt that these steps would go a long way in helping to boost the birth rates in Singapore.
Said the STOMPer:
"Besides engaging young families, the policymakers could also engage singles and find out what are the issues they face which deter them from setting up a family and becoming a parent.
"I myself face problems in getting married.
"My girlfriend wants us to own a house, but my name is already listed under my parents' house.
"The reason was because my parents could not service the HDB loan two years ago, when I was still single.
"The government always encourages people to take care of their parents.
"I definitely want to take care of my parents, which made me decide to put in my name in the deed to help my parents pay off the housing loan.
"Now that I am no longer single and want to set up my own family (marriage), I face a problem when applying for my own house.
"HDB requires me to take my name out from my parents' house deed.
"Thereafter, CPF board requires my parents to return me the amount of CPF I have used so far (with interest).
"In addition, HDB also requires my parents to pay off the outstanding loans with HDB.
"Two years ago, they could not afford to pay the loans.
"How can they pay off all these outstanding loans to HDB and CPF now?"
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In this case, why doesn't the Stomper live together with his parents after marriage. Problem solved. No?
By relaxing the rules many Singaporens will buy a flat with their parents first n than another one wif their spouse. This will cause huge surge in demand n than huge surge in hdb prices.
As of now our hdb flats are already very expensive, we don't want that.
some may says, what if later they sells off the hse and churn out the profit? actually government can attached a clause that the parent hse cannot be sold off and if downgrade, they have to pay off in full for the smaller flat and the remaining to gives into the retirement fund instead.
in that case, the parents will not have to worry that their own kids will not look after them